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Yes — 100% free for you. We're paid a commission by the lender when your loan settles, so there's no charge to you at any point. No application fee, no broker fee, no hidden costs. You walk away with a better rate and pay nothing extra for the comparison.

No. Submitting this form does not trigger a credit check. Dean will have an initial conversation with you to understand your situation before any formal enquiry is made. We only run a credit file check when you've chosen to proceed with a specific lender — and we tell you before we do.

Yes — this is one of our specialities. Dean has worked with sole traders, ABN holders, business owners, contractors, and people with non-standard income for over 15 years. Many lenders on our panel have low-doc and specialist products designed specifically for self-employed borrowers. Don't assume you won't qualify — let us check first.

This form takes under 2 minutes. Dean will typically call you within 1 business hour. Once you've chosen a lender, approvals on asset finance (cars, trucks, equipment) can often be same-day or next business day. Complex deals take a little longer — but Dean will keep you informed throughout.

Yes — submit your details and let Dean assess your situation before assuming the answer is no. He works with lenders who specialise in credit-impaired borrowers. Defaults, part IX, or past issues don't automatically disqualify you. The worst outcome is Dean tells you what needs to improve first — which is still valuable, free advice.